The Employee Benefits Division incorporates both Group Benefit and Retirement services and focuses on designing, implementing, and servicing your comprehensive employee benefit plans. The team, managed by Ray Bree, works with a number of providers to offer a comprehensive package designed to best suit your needs. Specialists will review your current benefit plans including 401(k), Profit Sharing, Simple IRA’s, group health, life, medical, dental, short and long-term disability, and long-term care insurance. They can then recommend design changes to better meet both the business owner’s as well as the employees’ needs. In addition to reviewing your benefits package on an annual basis, specialists will meet with employers to review plan designs and answer questions.

Working with our Employee Benefits division will enable you to have all of your employee benefit plans coordinated by one firm.

Employee Benefits provides services such as:

• Review of current benefit plans and recommendation of changes that better meet employer and employee needs
• Facilitation and negotiation of plan design changes and renewal rates
• Liaison between clients and carriers
• Meetings to answer questions, address concerns and solve problems related to benefits provided by employers
• Conduction of employee benefit and enrollment meetings
• Annual account review assistance
• Support of companies with multiple locations
• Group medical, dental, vision, disability, and life insurance services
• Cobra, Section 125 and HIPAA consulting
• 401(k), Profit Sharing, SEP, 403b, Keogh, Simple IRA, and Defined Benefit Plans

If you would like more information, please contact: Ray Bree, President, Employee Benefits Division at (302) 366-0366, or by email at ray.bree@dsfg.com