Protecting your family from major financial risks is one of the cornerstones of any sound financial program. Life insurance, disability insurance, health coverage and long-term care insurance should all be evaluated to help minimize your exposure to financial risk.
65% of employees could not pay their bills for more than a year without an income (1)*, however, the average group long term disability claim lasts 2.6 years.(2)**
By working with a knowledgeable financial professional, you can develop a comprehensive approach to assessing your need for additional coverage. To help you get started, click on Financial Calculators.
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Source: *(1) CDA 2010 Consumer Disability Awareness Study, p. 10. **(2) Gen Re, U.S. Individual DI Risk Management Survey 2011, based on claims closed in 2010.